Terms & Conditions
Last updated: January 2025

Welcome to The Lender NTB. These Terms and Conditions outline the rules and regulations for the use of our website and services. By accessing this website, we assume you accept these terms and conditions in full. Do not continue to use The Lender NTB’s website if you do not accept all of the terms and conditions stated on this page.

Acceptance of Terms

By accessing and using The Lender NTB website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.

These terms apply to all visitors, users, and others who access or use our services. We reserve the right to update or modify these terms at any time without prior notice.

Services Description

The Lender NTB provides private lending solutions including but not limited to Fix & Flip loans, DSCR rental loans, ground-up construction financing, multifamily loans, commercial loans, and SBA loan guidance.

Our services are designed to connect real estate investors with appropriate financing solutions. We act as a facilitator between borrowers and capital sources, providing deal structuring, underwriting guidance, and loan processing services.

User Responsibilities

When using our services, you agree to:
• Provide accurate and complete information in all applications and communications
• Maintain the confidentiality of any account credentials
• Notify us immediately of any unauthorized use of your account
• Use our services only for lawful purposes
• Not attempt to gain unauthorized access to our systems
• Comply with all applicable laws and regulations

Loan Terms Disclaimer

All loan terms, rates, and conditions presented on this website are subject to change and are provided for informational purposes only. Actual loan terms will be determined based on:
• Property evaluation and appraisal
• Borrower qualifications and experience
• Current market conditions
• Underwriting review and approval

Approval of any loan application is not guaranteed. Past performance does not guarantee future results.

Limitation of Liability

To the fullest extent permitted by law, The Lender NTB shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services.

We do not guarantee that our website will be uninterrupted, secure, or error-free. We are not responsible for any delays, delivery failures, or damages resulting from problems inherent in use of the internet.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with applicable federal and state laws. Any disputes arising under these terms shall be resolved through appropriate legal channels.

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of The Lender NTB and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by The Lender NTB. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by the use of any such content or services.

Indemnification

You agree to defend, indemnify, and hold harmless The Lender NTB, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your access to or use of our services, your violation of these Terms, or your violation of any rights of another.

Questions About These Terms?

If you have any questions about these Terms and Conditions, please contact us:

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